Treasury Operations Analyst

Job Description

JOB INFORMATION

Title:

Treasury Operations Analyst

Officer Title:

Grade:

28

FLSA Classification:

Exempt

Date Last Edited:

5/7/2026

Reports To:

Director Treasury Operations

Department:

Treasury Operations

URL Link

https://hvfcu.jdxpert.com/ShowJob.aspx?EntityID=2&jobcode=1044

PRIMARY FUNCTION

Complete daily cash management and perform liquidity monitoring and forecasting analysis in conjunction with policy adherence and risk quantification. Perform analysis on member deposit activity related to liquidity inflow/outflow projections and develop pricing strategies in support of budgeted deposit growth. Perform reporting and due diligence in accordance with regulations and Credit Union policy. Assist with the Asset/Liability management process and additional external vendor analytics.

•

Perform daily cash management functions and liquidity risk monitoring and forecasting analysis for both short-term and long-term liquidity demands. Utilize and enhance analysis tools, techniques and processes to forecast liquidity inflow/outflow projections.

•

Develop lookback analysis and design “what-if” scenarios for liquidity stress testing. Evaluate funding alternatives (i.e. borrowing, brokered deposits, asset sale), when applicable. Conduct quarterly borrowing access test in accordance with the Contingency Funding Plan.

•

Evaluate scenarios, analyze deposit trends, and develop pricing strategies for member deposit growth. Assist with developing projections in support of budgeted deposit growth.

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Support Deposit Pricing Committee with compilation of package materials prepared by Treasury Operations. Insure accurate updating and distribution of internal deposit account rate spreadsheets, along with weekly review and distribution of competitor deposit rate surveys throughout field-of-membership markets.

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Perform weekly FR2900 reporting to meet Federal Reserve Bank regulations. Perform monthly pledge of collateral to the FRB Discount Window for required borrowing capacity. Ensure annual Borrower-in-Custody process questionnaires are reviewed, updated and submitted timely to the FRB Discount Window.

•

Perform due diligence in accordance with NCUA regulations and Investment Policy. This encompasses assessment of the financial performance and stability of security issuers and broker-dealers in addition to background checks on brokers.

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Assist Treasury Operations Specialist with compiling data and documentation transmitted to external vendors for quarterly asset/liability analysis, examine and update model assumption inputs, update spreadsheet analytics and review all outputs for accuracy. Co-ordinates and provides required inputs for the annual Deposit Study performed by external vendor.

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Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.

•

Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.

•

Responsible for regular and predictable attendance including punctuality.

Bachelor’s Degree

Finance, Accouning

X

Minimum 1 Year

Finance, Accounting

X

Minimum 3 Years

Work history with financial institution assets and liabilities

X

•

Must be able to demonstrate working knowledge of finance and accounting concepts.

•

Advanced proficiency in Microsoft Office Software (Word, Excel, Outlook, PowerPoint, etc.)

•

Must have experience with the application of computer software models.

•

Must be able to learn new software products.

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Advanced verbal, written and presentation skills.

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Must be able to demonstrate advanced analytical, communication and interpersonal skills.

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Ability to effectively communicate with Senior Management.

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Ability to work in a fast-paced environment and deal with a variety of internal/external customer and vendor situations.

PHYSICAL DEMANDS

Frequency

Physical Demand

Weight (lbs.)

Frequently

Sit for prolonged periods of time

Frequently

Required to communicate verbally

Frequently

Normal range of vision and hearing abilities required

Occasionally

Lift and/or move objects

30

Occasionally

Travel outside of work location to attend meetings and training programs

Frequently

Required to skillfully operate a computer, telephone and other standard office equipment

WORK ENVIRONMENT

•

Typically the noise level in the work environment is low to moderate.

•

May experience occasional job stress in dealing with difficult situations and/or high volume.

•

High energy, high impact atmosphere.

•

There are no significant hazardous conditions.

View Competencies

Liquidity Management

Knowledge of and ability to utilize the tools, techniques, and acceptable business practices associated with managing a client's short-term cash position for optimum benefit.

Level 3

1. Manages liquidity for multiple or different types of customers.

2. Works with a variety of short-term investments, debt, and cash management tools.

3. Provides the details and rationales behind a customer's liquidity management strategy.

4. Acquires short-term funding from multiple and diverse sources.

5. Establishes procedures for forecasting cash flow needs.

6. Evaluates financial statements for patterns and causes of cash position inaccuracies.

Service Excellence

Consistently incorporates Hudson Valley's member and employee value proposition, reinforcing organizational culture and brand differentiators.

Level 1

1. Anticipates and meets the needs of both internal and external customers. Delivers high quality service and is committed to continuous improvement.  2. Consults with management on modifying business processes to enhance service delivery. Monitors own work to ensure quality and apply feedback to improve performance.  3. Integrates core values into the way work is done and how relationships are conducted.  4. Possesses knowledge of customer service concepts and techniques; ability to meet or exceed customer needs and expectations and provide excellent service in a direct or indirect manner.  5. Tailors communications based on others’ needs, motivations and agendas.

Flexibility and Adaptability

Adapts as needed; knowledge of successful approaches, tools, and techniques for dealing with changes and adapting to a changing environment.

Level 2

1. Accepts new or radical ideas with an open mind; avoids snap reactions.  2. Adjusts to new or changing assignments, processes, and people.  3. Demonstrates ability to successfully manage multiple tasks and priorities.  4. Demonstrates willingness to listen to other opinions.  5. Identifies and considers alternative approaches to situations or problems.

Work Standards

Sets high standards of performance for self and others; assumes responsibility and accountability for successfully completing assignments or tasks.

Level 2

1. Documents how results were obtained to support knowledge transfer and best practices.  2. Helps others drive tasks to completion as appropriate.  3. Holds self and others accountable for delivering on all commitments.  4. Identifies actions necessary to achieve task completion and to obtain results. Meets schedules, deadlines, and performance goals.   5. Recognizes the need for assistance and secures additional resources as needed. Escalates issues and unusual findings that could have an adverse impact on the business.  6. Understands and appropriately applies principles, procedures, requirements, regulations, and policies related to role.

Asset and Liability Management (ALM)

Knowledge of asset and liability tools, techniques and business practices; ability to manage, measure, and monitor risks associated with assets and liabilities.

Level 2

1. Participates in managing, measuring, and monitoring basic risk exposures.

2. Applies basic functions and features of asset-liability management and measurement tools and models.

3. Follows proper procedures for managing asset-liability exposures and risks.

4. Utilizes fixed income, equity, derivatives, and other instruments to manage overall asset and liability risks, while under supervision.

5. Performs basic analysis to measure assets, liabilities, and inherent risks.

This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee in this position.  Additional functions and requirements may be assigned by supervisors as deemed appropriate, with or without notice.

Nothing contained in this material creates a contract of employment between an employee and Hudson Valley Federal Credit Union or otherwise alters the at-will nature of the employment relationship.

Are you able to perform the essential functions listed in this job description with or without reasonable accommodation?  YES_______  NO_______

By signing below you certify that you have received this job description and understand the requirements, essential functions and duties of the position.  If you are currently employed in this position, your signature acknowledge that this job description accurately describes the position, including its essential functions.

Name:  _____________________________________________

Signature: _____________________________________________

Date:  _____________________________________________ 

Please also note that Hudson Valley Federal Credit Union respects the religious beliefs and practices of employees and will, on request, reasonably accommodate its employees when a reasonable accommodation is available that does not create an undue hardship on the Credit Union’s business.  Therefore, unavailability for work due to religious observances or practices may not be a bar to employment.