Junior Analyst, Financial Planning & Analysis

Job Description

JOB INFORMATION

Title:

Junior Analyst, Financial Planning & Analysis

Officer Title:

Grade:

24

FLSA Classification:

Exempt

Date Last Edited:

11/14/2024

Reports To:

SVP, Senior Director of Financial Planning and Analysis

Department:

Financial Planning & Analysis

URL Link

https://hvfcu.jdxpert.com/ShowJob.aspx?EntityID=2&jobcode=1049

PRIMARY FUNCTION

Responsible for supporting profitability methodology, measurement, reporting, and analysis to support all lines of business.  Scope to include all levels or profitability including product, member, organization/branch and account level.  Develop and implement modeling techniques to forecast financial and product performance.

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Compile and analyze revenue and cost information to be used in product pricing, ROI, and financial impact statements.

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Maintain profitability tools and assist in annual evaluation.

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Prepare reports to communicate accurate findings and recommendations that are useful and meaningful.

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Support in the credit union’s reporting and analysis capabilities.

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Collect financial data and other relevant information from stakeholders.

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Collaborate directly with Finance Division and stakeholders to provide financial insights.

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Assist in retrospective review of FP&A models and analyses.

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Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.

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Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.

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Responsible for regular and predictable attendance including punctuality.

Bachelor’s Degree

Finance, Business Administration, Analytics, or relevant field

X

Minimum 3 Years

Work history in Credit Union or Financial Institution

X

Minimum 1 Year

Work history in finance or accounting

X

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Must be able to demonstrate working knowledge of finance and accounting concepts.

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Ability to multi-task and handle varying deadlines within a fast paced work environment.

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Advanced proficiency in Microsoft Office Software (Word, Excel, Outlook, PowerPoint, etc.)

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Must be able to learn new software products.

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Advanced verbal, written and presentation skills.

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Must be able to demonstrate advanced analytical, communication and interpersonal skills.

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Ability to effectively communicate with peers and stakeholders.

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Ability to work in a fast-paced environment and deal with a variety of internal/external customer and vendor situations.

PHYSICAL DEMANDS

Frequency

Physical Demand

Weight (lbs.)

Frequently

Sit for prolonged periods of time

Frequently

Required to communicate verbally

Frequently

Normal range of vision and hearing abilities required

Occasionally

Travel outside of work location to attend meetings and training programs

Frequently

Required to skillfully operate a computer, telephone and other standard office equipment

WORK ENVIRONMENT

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Typically the noise level in the work environment is low to moderate.

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May experience occasional job stress in dealing with difficult situations and/or high volume.

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High energy, high impact atmosphere.

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There are no significant hazardous conditions.

View Competencies

Service Excellence

Consistently incorporates Hudson Valley's member and employee value proposition, reinforcing organizational culture and brand differentiators.

Level 1

1. Anticipates and meets the needs of both internal and external customers. Delivers high quality service and is committed to continuous improvement.  2. Consults with management on modifying business processes to enhance service delivery. Monitors own work to ensure quality and apply feedback to improve performance.  3. Integrates core values into the way work is done and how relationships are conducted.  4. Possesses knowledge of customer service concepts and techniques; ability to meet or exceed customer needs and expectations and provide excellent service in a direct or indirect manner.  5. Tailors communications based on others’ needs, motivations and agendas.

Flexibility and Adaptability

Adapts as needed; knowledge of successful approaches, tools, and techniques for dealing with changes and adapting to a changing environment.

Level 2

1. Accepts new or radical ideas with an open mind; avoids snap reactions.  2. Adjusts to new or changing assignments, processes, and people.  3. Demonstrates ability to successfully manage multiple tasks and priorities.  4. Demonstrates willingness to listen to other opinions.  5. Identifies and considers alternative approaches to situations or problems.

Work Standards

Sets high standards of performance for self and others; assumes responsibility and accountability for successfully completing assignments or tasks.

Level 2

1. Documents how results were obtained to support knowledge transfer and best practices.  2. Helps others drive tasks to completion as appropriate.  3. Holds self and others accountable for delivering on all commitments.  4. Identifies actions necessary to achieve task completion and to obtain results. Meets schedules, deadlines, and performance goals.   5. Recognizes the need for assistance and secures additional resources as needed. Escalates issues and unusual findings that could have an adverse impact on the business.  6. Understands and appropriately applies principles, procedures, requirements, regulations, and policies related to role.

Analytical Thinking

Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.

Level 2

1. Approaches a situation or problem by defining the problem or issue and determining its significance.

2. Identifies the major forces, events and people impacting and impacted by the situation at hand.

3. Uses flow charts, Pareto charts, fish diagrams, etc. to disclose meaningful data patterns.

4. Uses logic and intuition to make inferences about the meaning of the data and arrive at conclusions.

5. Makes a systematic comparison of two or more alternative solutions.

Business Math

Knowledge of mathematical concepts and ability to apply these to business transactions.

Level 3

1. Helps others develop expertise with common financial and mathematical computations.

2. Creates and tests complex arithmetic formulas involving multiple expressions.

3. Troubleshoots and consults on difficult or unusual calculations including algebraic equations.

4. Verifies process for selecting best mathematical formula or method for a specific measurement.

5. Teaches others how to use financial and mathematical functions in a spreadsheet.

6. Determines key measurements to be used in business and explains the rationale for their usage.

This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee in this position.  Additional functions and requirements may be assigned by supervisors as deemed appropriate, with or without notice.

Nothing contained in this material creates a contract of employment between an employee and Hudson Valley Credit Union or otherwise alters the at-will nature of the employment relationship.

Are you able to perform the essential functions listed in this job description with or without reasonable accommodation?  YES_______  NO_______

By signing below you certify that you have received this job description and understand the requirements, essential functions and duties of the position.  If you are currently employed in this position, your signature acknowledge that this job description accurately describes the position, including its essential functions.

Name:  _____________________________________________

Signature: _____________________________________________

Date:  _____________________________________________ 

Please also note that Hudson Valley Credit Union respects the religious beliefs and practices of employees and will, on request, reasonably accommodate its employees when a reasonable accommodation is available that does not create an undue hardship on the Credit Union’s business.  Therefore, unavailability for work due to religious observances or practices may not be a bar to employment.